The Mumbai District Central Co. op. Bank Ltd |
Abridge Balance Sheet and Working Results (Audited) |
| | ( Rs. In Lakhs) |
Particulars | Previous Year 31.03.2021 | “Current Year 31.03.2022
(Audited)” |
---|
Balance Sheet | | |
Capital | 14390.73 | 16709.88 |
Reserves and Surplus | 69713.20 | 77324.41 |
Deposits | 649574.25 | 664840.25 |
Borrowings | 0.00 | 0.00 |
Other Liabilities | 15536.99 | 7810.79 |
Total Liabilities | 749215.17 | 766685.33 |
| | |
Cash and Bank Balance | 24743.35 | 31181.53 |
Investments | 280423.65 | 300884.58 |
Loans and Advances | 383554.84 | 378733.64 |
Other Assets | 60493.33 | 55885.57 |
Total Assets | 749215.17 | 766685.32 |
| | |
Profit and Loss Account | | |
Interest Income | 54188.13 | 51275.24 |
Other Income | 5342.96 | 2339.93 |
Total Income | 59531.09 | 53615.17 |
Interest Expenditure | 38546.47 | 32823.26 |
Other Expenditure | 15666.43 | 18643.48 |
Total Expenditure | 54212.90 | 51466.74 |
Profit and Loss | 5318.19 | 2148.43 |
| | |
Other Working Results | | |
C D Ratio (%) | 59.05 | 56.97 |
| | |
Gross NPAs | 37239.01 | 51033.67 |
Net NPAs | 16173.39 | 26318.05 |
% of Gross NPA to Total Advances | 9.71 | 13.47 |
% of Net NPA to Net Loans | 4.46 | 7.43 |
Capital Adequacy Ratio (%) | 10.76 | 11.14 |
Net Worth | 27973.47 | 28162.54 |